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Marc Ruiz of Oak Partners, Mind on Money: Making Sense Of A Home Warranty

Marc-Ruiz As a consumer, when you purchase an expensive item, like a car or refrigerator, you expect to receive a warranty that the manufacturer will repair or replace that product if it breaks down.

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Lower your taxes and be generous at the same time

Benjamin-F-Edwards-Lower-your-taxes-and-be-generous-at-the-same-timeTax season can be a painful reminder that you’re paying more taxes than you’d like and you want to find a way of reducing them. Here’s a surprising one: Be more generous.

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A whole-person approach to financial advising: Part 1 of a two-part Oak Partners series


Setting up shop in Oak Partners, Inc.’s inviting office in downtown Valparaiso, Chris Mahlmann, Founder of the Life Sites, convened a round-table discussion with members of the Oak Partners team. The group covered a lot of ground in the space of an hour, uncovering interesting and even somewhat surprising insights into why financial planning matters – and for whom. Welcome to Part 1 of a two-part in-depth series on how solid financial advice can significantly improve your quality of life.

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Centier Bank preps for Relay For Life, hosts weekly bake sale


Every year, Centier Bank partners with Relay For Life in efforts to help fight cancer. This year, the La Porte branch stepped up by hosting a bake sale each Friday in March to increase our contributions to this amazing cause.

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Marc Ruiz of Oak Partners, Mind on Money: Tax reform leads to shock for some

Marc-Ruiz I first became aware of the issue as I was stepping toward the bar while waiting for a table at an authentic Wisconsin supper club after a fun but exhausting afternoon getting my nine-year-old some ski time at Wilmot ski area in Southeast Wisconsin.

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Centier Bank Continues to Expand in Indiana When Other Banks are Leaving

Centier-Bank-2019 Centier Bank recently announced its 62nd location in Indiana with the addition of its Downtown Elkhart banking center, scheduled to open in the Summer of 2019. Over the last two years, Centier Bank has opened new banking centers in Fishers, Elkhart, Goshen, South Bend, and Granger. In 2019, the Bank also plans to open a banking center in Michigan City and a mortgage loan office in Greenwood.

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Marc Ruiz of Oak Partners, Mind on Money: Please Leave Home Without It

Marc-RuizConcerns over identity theft continue to grow, especially with news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control over your actions.

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Investing During Retirement: What’s the Best Approach?

Benjamin-F-Edwards-Co-Brings-Client-First-Service-and-Informed-Investment-Advice Oh, for the good old days when funding a retirement was fairly simple and straightforward. You just worked for the same employer, called it quits at 65 and collected a pension. Add in Social Security benefits and you were set for the rest of your life.

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Marc Ruiz of Oak Partners, Mind on Money: The benefits of billionaires

Marc-RuizAre billionaires bad? Is a system that allows billion-dollar fortunes to be created and exist inherently unfair or corrupt?

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Centier Bank Celebrates Continued Growth in 2018

Centier-Bank-20192018 was a year filled with highlights for Centier Bank, including passing the $4 billion asset milestone in the second quarter of 2018. The bank also opened new branches in the Indianapolis market with its Fishers Crossing location and in Michiana with its Elkhart North location, its 60th and 61st banking centers, respectively.

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Past, Present, and Future Status of the Region's Economy


More than a decade after the Great Recession, Indiana’s second largest market saw growth in 2018. Micah Pollak, Ph.D., assistant professor of economics at Indiana University Northwest, said there are many positive signs of significant economic development and accelerating growth. Northwest Indiana, he said, has been dealing with a shift in its economy for more than 40 years.

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